LOAN PORTFOLIO₱2.4M+12.3%
ACTIVE MEMBERS1,247+8.1%
TOTAL DEPOSITS₱890K+5.7%
SHARE CAPITAL₱340K+3.2%
LOAN RELEASES₱180K+15.4%
INTEREST INCOME₱42K+9.8%
ACTIVE LOANS384+6.2%
NEW MEMBERS23+4.5%
LOAN PORTFOLIO₱2.4M+12.3%
ACTIVE MEMBERS1,247+8.1%
TOTAL DEPOSITS₱890K+5.7%
SHARE CAPITAL₱340K+3.2%
LOAN RELEASES₱180K+15.4%
INTEREST INCOME₱42K+9.8%
ACTIVE LOANS384+6.2%
NEW MEMBERS23+4.5%
Cooperative Management System

THE COMPLETE
COOPERATIVE
PLATFORM.

CoopCore integrates member management, loan processing, savings operations, and share capital tracking into a single, audit-ready platform — built to Philippine cooperative standards.

coopcore — dashboard
PORTFOLIO SUMMARYas of today
Total Members
1,247[ACTIVE]
Active Loans
384[CURRENT]
Loan Portfolio
₱2,400,000[HEALTHY]
Past Due
12[ALERT]
Total Deposits
₱890,000[GROWING]
Share Capital
₱340,000[STABLE]
Pending Approvals
8[ACTION]
System operational ·
Modules
6 INTEGRATED MODULES
01CORE

Member Management

KYC registration, membership tiers, nominee tracking, and member portfolio summaries.

02CORE

Loan Management

Actuarial amortization, multi-level approval workflows, co-maker enforcement, penalty computation.

03CORE

Savings & Deposits

Regular savings, time deposits, monthly interest posting with 20% withholding tax.

04CORE

Share Capital

Subscription tracking, installment payments, paid-up capital monitoring, dividend eligibility.

05ANALYTICS

Reports & Analytics

Loan aging, portfolio charts, savings summaries, share capital listings — all exportable.

06SECURITY

Access Control

Five-tier role hierarchy, JWT authentication, full audit trail on every transaction.

How It Works
I

Register & Onboard

Staff register new members through a 4-step guided wizard — capturing personal info, contact details, employment, and cooperative-specific data. A savings account and share capital record are auto-created on registration.

II

Apply & Approve

Loan officers submit applications with automatic eligibility checks — membership age, active loan count, co-maker requirements. Branch managers approve or reject with documented reasons.

III

Transact & Track

Cashiers post deposits, withdrawals, loan payments, and share capital payments — all requiring OR numbers. The system allocates payments in order: penalty → interest → principal.

IV

Report & Govern

Managers access real-time dashboards, loan aging reports, and portfolio analytics. Every action is logged to the audit trail with actor, timestamp, and resource reference.

Staff Role Matrix
L5

Super Admin

Full system · User management · Settings

L4

Branch Manager

All operations · Approvals · Reports

L3

Loan Officer

Members · Loan applications · KYC

L2

Cashier

Payments · Deposits · Withdrawals

Compliance Checklist
Diminishing balance (actuarial) amortization
3% monthly penalty on overdue loans
20% withholding tax on savings interest
Co-maker required above ₱30,000
Maximum 2 active loans per member
6-month membership before loan eligibility
Soft-delete only — no data destruction
OR number required on all cash transactions

Ready to operate

YOUR COOPERATIVE,
FULLY MANAGED.

Sign In